Accountants for trades and sole traders · George Street, Croydon
Bankole & Webb looks after 418 electricians, plumbers, builders, cleaners, hairdressers and small limited companies from an office above the shops on George Street. Fixed monthly fees from £60, a named accountant who answers, and your Making Tax Digital updates done for you.
Turnover over £30,000 in 2025 to 2026? Making Tax Digital for Income Tax starts for you on 6 April 2027.
Check your date in three questionsSince April 2026, sole traders and landlords over a set income have to keep digital records and send HMRC a summary every three months. The threshold drops each year, so more people join each April.
“Income” here means turnover from self-employment plus property income, before expenses. Not profit.
Which date is yours? About a minute, and nothing you type leaves the page.
Start the MTD checkerEvery package is a monthly fee, agreed before we start. Ring us as often as you like: it's in the price.
Self-employed, not paid under CIS
£60 a month + VAT
£72 including VAT. Up to £50,000.
£50,001 to £90,000: £75. £90,001 to £150,000: £95.
Keep this receipt. We'll keep the other 400.
Self-employed and paid under the Construction Industry Scheme
£65 a month + VAT
£78 including VAT. Up to £50,000.
£50,001 to £90,000: £80. £90,001 to £150,000: £100.
Thermal paper fades. Photos don't.
One director included
£150 a month + VAT
£180 including VAT. Up to £90,000.
£90,001 to £250,000: £185. £250,001 to £500,000: £240.
Change given in plain English.
Payroll: £20 a month for up to 3 staff, then £4 a head. VAT returns: £35 a month. All prices plus VAT.
243 of our 418 clients work in a trade. The rest clean houses, cut hair, teach driving, cater weddings or run small companies with a van or two.
Loading the next dates.
Dates shown for Self Assessment and for sole traders already in Making Tax Digital. General guidance: check gov.uk before you rely on one.
Tell us what you do and how you're set up now. No forms yet.
You get a quote and an engagement letter that says what we'll do, what it costs and what we need from you.
We ask your old accountant for your records, get authorised with HMRC as your agent and set up your software. We will never ask for your HMRC sign-in details.
The law says we have to check who you are before we start (photo ID and proof of address). We do it through a secure link, never by email.
Photograph receipts as you go. We check the figures, send your update and tell you what to put aside.
I used to dread January. Now Shanice messages me in the car park of a job to ask what a £212 payment was. I tell her, and that is my tax done for the quarter.
I was two years behind and sure it would cost a fortune. Daniel gave me one price in writing, rebuilt the years from my bank statements and the penalties were sorted out by spring.
They explained my payments on account in about four sentences. Nobody had managed that in eleven years. I ring them with small questions and it never turns into an invoice.
Missed returns get more expensive the longer they sit. The penalty is £100 the day after the deadline, then £10 a day after three months (up to £900), then 5% of the tax or £300, whichever is more, at six months and again at twelve. We rebuild missing years from bank statements for £375 a year, sort out the penalties, and appeal the ones where you had a genuine reason (£95 an appeal).
The dates, the quarterly updates, and the one habit that makes it painless.
02VehiclesMileage or actual costs, why a pick-up is sometimes a car, and what the taxman says about the commute.
03StructureWhat changes, what it costs, and the question to ask before anyone sells you a company.
020 7946 0414 · hello@bankolewebb.co.uk · 2nd floor, 85 George Street, Croydon CR0. Two minutes from East Croydon station.
Bankole & Webb is a fictional accountancy firm, made by Oski Marketing to show the kind of site we build. Nothing you typed has been sent anywhere, and the phone number and email address don't reach anyone.