About
Bankole & Webb started with a tax return nobody wanted to do.
Daniel's dad, Terry, was an electrician in Thornton Heath for thirty-one years. He could rewire a house in two days and was frightened of one envelope a year. Every January the kitchen table disappeared under receipts, and more than once February brought a late filing penalty he could have avoided. Daniel says he trained in accountancy partly so that someone in the family could open the brown envelopes.
Funmi grew up in South Norwood and spent eight years at a mid-sized firm in the City. The work was good. The small clients were treated as an afterthought: the plumber with a question waited behind the company with the bigger fee, and a two-minute phone call turned into a billable hour. Daniel was two desks along in the tax team and felt the same way. In March 2014 they left together and set up in a rented room off Surrey Street with two desks and a borrowed printer. By Christmas they had 31 clients, most of them friends of Terry.
We built the firm around three rules, and we still work to them.
In 2017 we moved to the second floor on George Street, above the shops and two minutes from East Croydon. Shanice joined in 2019 and now runs bookkeeping and the quarterly updates. Ravi joined in 2022 from a payroll bureau and looks after payroll and CIS for 64 employers, most of whom know him as the one who rings on the 18th.
Most of the people we work for are in a trade: electricians, plumbers, builders, decorators, roofers, carpenters. The rest clean houses, cut hair, teach driving, cater weddings or run small companies with a van or two and a handful of staff. They have one thing in common. They'd rather be working than doing paperwork, and at some point someone has told them their tax was too small to matter. We don't think it is.
This year most of our time is going on Making Tax Digital for Income Tax. 61 of our clients went in with the first group in April 2026, and another 147 join in April 2027. We've been setting people up with software, showing them how to photograph a receipt on the day they get it, and sending the quarterly updates so they don't have to think about them.
We've been handed receipts in shoeboxes, carrier bags, a toolbox and, once, a bread bin. We'd much rather you took a photo. If it arrives in a bread bin, we'll still sort it out.
Terry retired in 2019. His tax return was on time for the last five years of his working life. He still mentions it.
Director, limited companies
Funmi co-founded the firm in 2014 after eight years at a mid-sized firm in the City, where she worked on company accounts and tax. She looks after our limited company clients: year-end accounts, corporation tax, directors' pay, and the "should I go limited?" conversation, which she will have with you honestly even when the answer means a smaller fee for us. She grew up in South Norwood, still lives there, and keeps a highlighter in every bag she owns.
Director, sole traders, CIS and MTD
Daniel co-founded the firm with Funmi. Before that he spent five years in the tax team at the same City firm, and before that he spent his teenage Januarys helping his dad, an electrician, find receipts under the car seats. He looks after sole traders, CIS subcontractors and everything to do with Making Tax Digital, and he wrote the rules behind the MTD checker on this site. His one piece of advice: photograph the receipt in the car park, not in January.
Bookkeeping and MTD
Shanice joined in 2019 as a trainee, straight from college in Croydon, and now runs our bookkeeping and the quarterly updates for Making Tax Digital. If your bank feed has a mystery £38.40 in it, she is the one who will message you to ask what it was, and she will usually have guessed right already. She sets new clients up with MTD-compatible software and does the half-hour walkthrough, here in the office or on a video call.
Payroll and CIS
Ravi joined in 2022 after nine years at a payroll bureau in Sutton. He runs payroll for 64 employers and files the CIS monthly returns for the contractors among them, which means he thinks in tax months (the 6th to the 5th) and knows the 19th and the 22nd come round every month without fail. Ask him about pension auto-enrolment, holiday pay or a new starter's tax code. If something is missing, he will ring you on the 18th.
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2nd floor, 85 George Street, Croydon CR0. Thursday evenings until 7pm, because most of you finish on site at 5.
Bankole & Webb is a fictional accountancy firm, made by Oski Marketing to show the kind of site we build. Nothing you typed has been sent anywhere, and the phone number and email address don't reach anyone.