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Loft conversions

Loft conversions for terraced houses

A loft on a terrace adds a bedroom, usually a shower room, sometimes a study, without giving up any garden. Here's what each type involves, what it costs with us and which rules apply to it.

The five types

Each drawing is a section through a typical two-storey Victorian terrace, front on the left. Grey dashed lines are the roof as it is now; blue is new work.

GROUNDFIRSTLOFTFRONTREARSECTION A-A · ROOFLIGHT · 1:1002.38 MROOFLIGHT150 MM MAX01234MEXISTINGREMOVEDNEW
FIG. 2 · Rooflight conversion, section A-A

Rooflight conversion

The simplest loft: the roof keeps its shape and we set rooflights into the slopes. It works where the loft is already tall enough to stand in, which on our streets usually means the taller Edwardian roofs or houses where the ridge runs front to back. You get one room, often a study or a child's bedroom, with low eaves you can use for storage.

SuitsTaller roofs, tight budgets, conservation areas without an Article 4 direction
Typical floor area added14 to 20 m²
Planning routeUsually permitted development
Price with us£42,000 to £56,000 including VAT
On site6 to 8 weeks
GROUNDFIRSTLOFTFRONTREARSECTION A-A · REAR DORMER · 1:1002.24 M7.50 MDORMER ROOF 200 MMBELOW RIDGESET BACK200 MM MIN01234MEXISTINGREMOVEDNEW
FIG. 3 · Rear dormer, section A-A

Rear dormer

We take off the back slope of the roof and build it out as a flat-roofed box, set back from the gutter line, with a window across the back. It turns a triangle of attic into a room you can stand up in across most of its width. This is the loft we build most often, and on a mid-terrace it usually fits inside the 40 cubic metre allowance with room to spare for a shower room.

SuitsMost Victorian and Edwardian terraces
Typical floor area added22 to 28 m²
Planning routeUsually permitted development
Price with us£64,000 to £80,000 including VAT
On site9 to 11 weeks
GROUNDFIRSTLOFTFRONTREARSECTION A-A · L-SHAPED DORMER · 1:1002.24 M7.50 MMAIN DORMERBEDROOMSHOWER ROOMBEYOND01234MEXISTINGREMOVEDNEW
ROOF PLAN · L-SHAPED DORMERRIDGEBACK ADDITION38.6 M³ OF 40 M³ ALLOWED
FIG. 4 · L-shaped dormer, section A-A

L-shaped dormer

A rear dormer across the main roof, joined to a second dormer over the two-storey back addition, so the plan makes an L. The main dormer gives you the bedroom; the back-addition dormer is usually the shower room or bathroom, which puts it near the existing soil stack. Getting both under 40 cubic metres takes careful drawing, and we'll show you the calculation.

SuitsTerraces with a two-storey back addition (most of the Harringay Ladder, Crouch End and Walthamstow)
Typical floor area added30 to 38 m²
Planning routeUsually permitted development
Price with us£80,000 to £98,000 including VAT
On site11 to 13 weeks
BEFOREREARHIPRIDGEAFTERREARREAR DORMERRIDGE
FIG. 5 · Hip-to-gable, roof plans

Hip-to-gable

On an end of terrace or semi-detached house with a hipped end, the roof slopes down on the side as well as front and back. We build that side up into a vertical brick gable, which extends the ridge and the usable floor, and usually add a rear dormer at the same time. The new gable is built in brick matched to the house. Worth knowing: an end of terrace still counts as a terrace house under the rules, so the allowance is 40 cubic metres, not 50.

SuitsEnd of terrace, semi-detached and detached houses with a hipped roof
Typical floor area added28 to 36 m²
Planning routeUsually permitted development
Price with us£84,000 to £104,000 including VAT (end of terrace)
On site11 to 14 weeks
GROUNDFIRSTLOFTFRONTREARSECTION A-A · REAR MANSARD · 1:1002.60 M70°70° SLOPEIN SLATEFLAT ROOF, SINGLE PLYFRONT SLOPEUNCHANGED01234MEXISTINGREMOVEDNEW
FIG. 6 · Mansard, section A-A

Mansard

The back of the roof is rebuilt as a near-vertical slope, about 70 degrees, with a flat roof on top and windows set into the slope. The party walls on each side are usually built up to match. It gives the most floor area and the most head height, and it is the one to consider when the loft is too low for anything else. It always needs planning permission, and your council will have views about how it looks.

SuitsLow roofs, houses with a butterfly or valley roof behind a parapet, streets with existing mansards
Typical floor area added30 to 38 m²
Planning routePlanning permission
Price with us£108,000 to £135,000 including VAT
On site14 to 17 weeks

Estimate your loft

Is there enough height?

Go up into the loft with a tape. Measure from the top of a ceiling joist (the timbers you would stand on) to the underside of the ridge board at the highest point. As a rule of thumb we look for about 2.2 m. The new floor sits higher than the old joists, and insulation goes under the rafters, so you lose somewhere between 150 and 250 mm before we start.

2.2 m or moreMost loft types work, including a rooflight conversion
2.0 to 2.2 mA rear dormer or L-shaped dormer usually works, because the dormer gives you full height across the back
Under 2.0 mA mansard, or lowering the first-floor ceilings. Lowering ceilings is disruptive and we rarely recommend it

The stair takes height too

Building regulations ask for 2 m of clear headroom over a stair. For loft conversions there is a concession: 1.9 m at the centre of the stair, reducing to 1.8 m at the side. Most of our stairs rise over the existing flight, under the dormer, where the height is. When they can't, a turn at the top or a quarter landing usually solves it.

2.20 MRIDGECEILING JOISTS LESS 0.15 TO 0.25 M FORNEW FLOOR AND INSULATION
FIG. 07 · Measuring the height

Do I need planning permission?

Most lofts on our streets are built under permitted development: a set of national rules that let you extend a house without a planning application, as long as you stay inside them. Here are the rules for lofts, in plain English.

The permitted development rules for lofts

  1. The extra roof space can be no more than 40 cubic metres on a terraced house (end of terrace included) or 50 cubic metres on a semi-detached or detached house. Earlier roof extensions count towards it.
  2. Nothing can go higher than the highest part of the existing roof. The ridge stays where it is.
  3. Nothing can project beyond the existing roof slope on the side of the house that faces the road. Dormers go at the back or side.
  4. Materials must look similar to the existing house. A slate roof gets slate-coloured tiles or slate on the dormer, not bright render.
  5. The dormer must be set back at least 20 cm from the eaves, measured up the roof slope, as far as that's practical, and the eaves stay in place.
  6. No balconies, verandas or raised platforms. A Juliet balustrade across an opening window is treated differently, and we'll check it for you.
  7. Any window in a side wall or side roof slope must be obscure-glazed, and fixed shut unless the opening part is more than 1.7 m above the floor.
  8. None of this applies to flats or maisonettes. They have no permitted development rights for lofts.

Conservation areas and Article 4 directions

If your house is in a conservation area, dormers, hip-to-gables and mansards are not permitted development at all, on any slope, and need a planning application. Rooflights are covered by a separate rule and are usually still allowed, as long as they stick out no more than 15 cm from the slope. Some areas go further with an Article 4 direction, which takes away permitted development rights the council has chosen to control. In Haringey, for example, householder Article 4 directions cover Noel Park, Peabody Cottages, the Rookfield Estate and Tower Gardens. Your council's website has a conservation area map, and we check it for you on the first call.

Why we still apply for a lawful development certificate

A lawful development certificate is the council confirming in writing that your loft is permitted development. It's not compulsory, but we get one for every permitted development loft we build. Buyers' solicitors ask for it when you sell, it settles any argument about the volume calculation before anyone is on the roof, and it costs £274 in council fees. The council usually takes six to eight weeks, and we use that time to serve the party wall notices and get building regulations approval.

When you do need planning permission

Mansards, anything in a conservation area apart from rooflights, anything over the volume allowance, anything that changes the roof facing the street and anything with a balcony. A householder planning application costs £548 in council fees and the council has a target of eight weeks. We draw it, write the supporting statement and deal with the planning officer.

Which route is your loft likely to take?

PLANNING ROUTE CHECKER · SCHEDULE 02REV C
01Is it a house, or a flat or maisonette?
02Is it in a conservation area?
03Is there an Article 4 direction covering roof changes?
04Which loft?
05Does anything go on the front slope, above the ridge, or include a balcony?

Rules from the Town and Country Planning (General Permitted Development) (England) Order 2015, Schedule 2, Part 1, Classes B and C, and the government's technical guidance for householders. Fees from 1 April 2026. Checked September 2026. Rules and fees change, and every council applies them to its own streets, so check with your local authority before you rely on this page.

Fire safety and the stair

Adding a loft to a two-storey house makes it a three-storey house, with the top floor more than 4.5 m above the ground. At that height a window is no longer a safe way out, so the rules change for the whole house, not only the loft.

A protected route to the front door

The stair from the loft down to the front door becomes a protected escape route. Every door onto it from a habitable room (bedrooms, living rooms, the kitchen if it opens onto the hall) becomes a fire door rated to hold back fire for at least 20 minutes, and the walls around the stair must give 30 minutes. If your ground floor is open-plan, we either put a partition and a fire door back in, or use the alternative the guidance allows: sprinklers in the open-plan area, a fire-resisting partition and door separating the ground floor from the floors above, and a cooking area separated off, with access from the loft to a first-floor escape window.

Alarms and floors

We fit mains-powered smoke alarms, linked so that one sets off all of them, in the stair at every level. The new loft floor is built to resist fire for 30 minutes, and the floor below is checked and upgraded where it needs it.

Old doors

If your panelled doors are original and you want to keep them, the guidance allows us to look at upgrading them instead of replacing them. It isn't always possible, and it costs more than a new door, but it's often worth asking.

The stair itself

Each step can rise up to 220 mm, the tread must be at least 220 mm deep, and the stair can be no steeper than 42 degrees. Space-saving paddle stairs are allowed only when the loft has one habitable room, with or without a bathroom, and they need the full 2 m of headroom. We make most of our stairs in the workshop, in softwood with an oak handrail, and fit them over two days near the end of the job.

STAIR ELEVATION · 13 RISERS · 1:252.70 M5.60 M RUNRISE 208 MMMAX 220GOING 230 MMMIN 220PITCH 42° MAXOAK HANDRAIL1.90 M HEADROOMAT CENTRE LINE
FIG. 08 · A straight stair to the loft, thirteen risers

From Approved Document B (fire safety), Volume 1, paragraphs 2.5 and 2.21 to 2.23, and Approved Document K (stairs), paragraphs 1.13 and 1.29, Table 1.1. Your building control body has the final say on your own house.

Bathrooms in the loft

Most of our dormer lofts have a shower room. The easiest place for it is over the back addition or right beside the existing soil stack, because waste pipes need a fall and the stack is where they have to end up. A shower needs about 1.8 m by 1.2 m of full-height floor for the tray and the door swing; a basin and WC can sit further under the slope. We fit an extractor ducted outside, an electric underfloor heating mat or a towel radiator, and tile to full height in the shower. Pumped waste units are the last resort. They work, they hum, and we'll only fit one when there's no other way.

Shower room add £9,500 to £14,000 · Bathroom with bath add £13,500 to £19,000

What's in every Quinlan loft

  • Design, drawings and structural engineer's calculations
  • The lawful development certificate or planning application, including the council fee
  • Building regulations application and every inspection, including the council fee
  • Party wall notices drafted and served for you
  • Scaffold with a full temporary roof, alarmed, with the council's scaffold licence where it stands on the pavement
  • Steels, new floor joists, and 100 mm of acoustic mineral wool in the new floor
  • Insulation to current standards: 0.15 for the roof, 0.18 for the dormer walls (U-values, W/m²K)
  • Double-glazed windows and rooflights to current standards
  • A new stair made in our workshop, with an oak handrail
  • Fire doors on the protected stair, and linked mains smoke alarms on every level
  • Electrics with a certificate, radiators on your heating system where the boiler can take them
  • Plasterboard and skim, skirting and architrave to suit the house, decorated in white
  • All waste taken away by us, and the house cleaned before we hand back
  • A six-month defects visit

Not included. Party wall surveyors' fees, if a neighbour wants a surveyor. Flooring. Paint colours other than white. Blinds and furniture.

Want a number for your roof?

The cost guide gives a range for your house in about a minute. A survey visit gives you a proper budget within five working days.

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